While a retirement community may sound appealing, many senior worry the cost is too high. The truth is, there is a wide range in the cost of independent living communities based on things like geographic location, services and amenities that all impact your monthly fee. Luxury communities in metropolitan areas tend to be priced higher as do those in more desirable neighborhoods. Also the apartment’s square footage, number of bedrooms/bathrooms, location within the community such as sought-after views or end-units, balconies or private patios can all up the price. Opting in for things such as a meal plan or moving into independent living but requiring a range of day-to-day services offered in their assisted living units typically increases the price. Experts say it is important to consider the value of the services and amenities you receive. In your own home, you may have paid for things like lawn care and landscaping services or snow removal as well as encountered unexpect...