Some Services and Medical Devices Are Not Covered by Traditional Medicare

Many seniors new to Medicare have questions about the scope of coverage under the program. Experts explain traditional Medicare covers most health care needs including hospital care, doctor visits and lab tests. However, some services and medical devices are not covered.

While Medicare covers treatment and doctor visits regarding medical problems in the ears; many seniors are surprised to learn it does not cover hearing aids. In 2017 a bill was passed that allows hearing aids to be sold over-the-counter without a prescription for people with mild to moderate hearing loss; greatly reducing the cost.

Eye exams, glasses and contact lenses are also not covered under traditional Medicare. Medicare does cover things like cataract surgery and other medical conditions of the eye. If you are concerned about the cost of glasses and exams, vision insurance is available. The same goes for most dental care, and there are additional plans out there to help cover the cost of dental work.

If you travel out of the country, you need to know Medicare will not cover any of your medical care. Travelers may purchase a Medigap policy that covers certain overseas medical costs; or check into travel insurance policies offering basic health care. Some seniors opt to pay upfront for emergency medical evacuation insurance.

Other types of services not covered by Medicare are podiatry, massage therapy and chiropractic care. While short-term rehabilitation services are covered, Medicare does not cover long-term care in a nursing home.

MorningStar at River Oaks offers assisted living in Houston’s Upper Kirby district close to medical facilities, shopping and other services. Residents enjoy carefree retirement years in beautiful surroundings with amenities including chef-inspired meals, fitness center, art studio, resident garden beds, sky terrace, wellness programs and activities. In addition, our distinct Reflections Neighborhood provides all the services required to meet the diverse needs of those with Alzheimer’s and other dementia-related diseases. Please contact us for more information and to set up a tour.

MorningStar at River Oaks’ foundation is based on the mission to honor God, value seniors and invest in our staff to create a unique senior living experience. Set in a warm, loving atmosphere with beautiful surroundings and resort-style amenities, we provide the finest assisted living Houston offers. Please contact us or visit our website for more information.

Comments

How Many Steps Per Day for Better Health?

We have all heard about the value of walking 10,000 steps a day but recent studies show it may not actually be the magic number. One study published by JAMA found walking 7,000 steps or more a day may decrease the risk for mortality and offer better overall health. In the cohort study of 2110 adults with a mean follow-up of 10.8 years, participants who walked at least 7000 steps a day, compared with those taking fewer than 7000 steps, had a 50% to 70% lower risk of mortality. Researchers also noted, “There was no association of step intensity with mortality regardless of adjustment for step volume.” A 2020 study found a decreased risk for mortality in participants who took 8,000 steps a day than those who only took 4,000 steps a day. In the same year, another study found more steps taken each day were linked to lower rates of diabetes. Researchers say the bottom line is evidence points to the importance of increased physical activity. Before you begin walking, talk to your health...

Find Happiness by Living With Less

Known as the “Minimalists,” Ryan Nicodemus and Joshua Fields Millburn spend their time helping people to learn to live with less. They say a typical house contains as many as 300,000 items; and their advice is to rid yourself of items that do not add value to your life. While obviously easier said than done, if you are an older adult who is trying to downsize for a move to senior housing , the following tips may help. One suggestion is to start by decluttering; not only does it give you more space in your new home but living around clutter has been linked to anxiety and stress. When you throw away or donate stuff cluttering up your home, it gives room for the things you really like. Less stuff lightens your load and helps you get into the habit of not buying things you don’t need. Not only does this mindset save money, but Fields Millburn explains, "Understanding the why behind simplifying gives us the leverage we need to begin to let go and helps us understand what is excess.” Th...

Be an Active Partner in Your Medical Care

Experts suggest that a good way to reduce medical errors regarding your care or that of a loved one is to be an active partner in the process whether in a hospital setting, doctors’ office or the pharmacy. In fact, a study showed 7% of hospitalized patients experienced an event that was considered preventable which negatively affected their health. Furthermore, harmful errors in primary and outpatient health care settings are typically related to diagnoses, prescriptions and use of medicines. Mistakes associated with misdiagnosis result in delayed treatment for the real problem and having the wrong medications prescribed or supplied can cause serious complications. However, it is important to keep in mind that some medical errors are a result of patients failing to disclose all the medications they take including prescription and over-the-counter drugs. Another problem is the failure to reveal pertinent details regarding a person’s prior medical history as well as lifestyle habits s...

MorningStar Independent Living Blog

Search This Blog