While a retirement community may sound appealing, many seniors worry the cost is too high. The truth is, there is a wide range in the cost of independent senior living communities based on things like geographic location, services and amenities that all impact your monthly fee. Luxury communities in metropolitan areas tend to be priced higher as do those in more desirable neighborhoods. Also, the apartment’s square footage, number of bedrooms/bathrooms, location within the community such as sought-after views or end-units, balconies or private patios can all up the price. Experts say it is important to consider the value of the services and amenities you receive. In your own home, you may have paid for things like lawn care and landscaping services as well as encountered unexpected home repairs and maintenance upkeep. Utilities and property taxes for a home that may have more space than you need at this stage in your life can be costly. Additionally, safely aging in place can often r...